Debit and credit card tenders don't go to your bank account, they go directly to Timbermart and then Timbermart gives you a credit on your account.
Set up an asset account for "Timbermart Receivables". When Timbermart gives you a credit for these funds you post a credit in Accounts Payable.
Video source: training:timbermart_bank_deposit1003091451.flv
Created by Harry Czerednikow at 3/9/2010 2:51:26 PM